FREQUENTLY ASKED QUESTIONS
We're all ears.
Q: What types of clients do you work with?
We serve high net worth individuals, retirement plans (including IRA accounts) and not-for-profit organizations, including endowments and foundations.
Q: Can you work with my CPA and attorney to coordinate estate and tax planning issues?
Absolutely. Our clients often work with a team of professionals, each specializing in a different discipline. We enjoy these types of collaborative relationships because each professional makes a unique contribution and the "team" works for the benefit of our mutual client.
Q: When was your firm founded?
The firm was founded in 1995 and has operated continuously since that time.
Q: How large is your firm?
We manage approximately $168MM for roughly 100 clients. The majority of our clients reside in Arizona but we work with clients throughout the country.
Q: What is your minimum account size?
We do not have a "hard" minimum account size but most of our new clients have at least $500,000 in investible assets.
Q: How are you compensated?
Our only source of compensation is our asset-based fee. It is 1.0% per year on the first $1 million we manage and lower percentages apply to higher amounts. One-quarter of our fee is charged at the end of every three-month period.
Q: What is a CFA®?
The Chartered Financial Analyst (CFA ®) designation is an international professional certification offered by the CFA® Institute (Formerly AIMR) to financial analysts who complete a series of three examinations. To become a CFA® Charterholder candidates must pass each of three six-hour exams, possess a bachelor's degree from an accredited institution (or have equivalent education or work experience) and have 48 months of qualified, professional work experience. CFA® charterholders are also obligated to adhere to a strict Code of Ethics and Standards governing their professional conduct.
Q: What is a IACCP℠?
The IACCP℠ designation is awarded to knowledgeable, experienced individuals who complete an instructor-led study program, pass the certifying examination, and meet the work experience, ethics and continuing education requirements. The designation signifies knowledge of investment adviser regulation and compliance best practice, and adherence to nationally recognized professional standards and ethical leadership.
Our firm has a number of distinguishing characteristics:
We listen. The first step in a successful relationship with you, or any of our clients, is for us to listen to and understand your needs. So before telling you what we can do for you, we try to understand what you need from us. This discovery process helps assure that we are an appropriate resource to help you reach your goals.
We explain. We pride ourselves in explaining the complexities of the investment world in plain, simple terms. Your peace of mind comes with a good understanding of our outlook and strategy.
We are candid. We will always tell it to you straight, giving you the pros and cons of competing choices. Clients usually make good decisions if they have a clear understanding of the tradeoffs.
We adapt. Some advisors are always bullish (optimistic); some are always bearish (pessimistic). We don't operate like that. The investment world has many shades of grey. Thus, we try to monitor and interpret market and economic data objectively and adapt our strategy based on the weight of the evidence. When we judge conditions to be mostly favorable we will have more equity exposure, when conditions tilt unfavorably, we will reduce equity exposure.
– SOUND ADVICE –
Excellence is not an act,
it is a habit.